Chime Bank Direct Deposit Time


So I recently created a chime account, and a week ago I gave my employer my direct deposit slip, it’s been a week and nothings happened? And in the chime app on my account it says that I haven’t set up direct deposit.

  1. In this video I show you how to chime bank direct deposit works and give you tips on using the chime app!💪Subscribe to Brandon Young-
  2. To set up direct deposit, you must provide your Chime routing number and account number to your payroll or benefits provider. You can get this information using the Chime mobile app or the website, In the Chime mobile app. Tap Move Money to see your Chime.
  3. Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa ® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. And may be used everywhere Visa debit cards are accepted. The Chime Visa ® Credit Builder Card is issued by Stride Bank.

Chime Routing Number

Chime works with banks that provide banking services for your Chime Online Banking Account. The bank’s name appears in the Spending Account and Savings Account Agreement and also appears on the back of your Chime Visa® Debit Card.

Your Routing Number will depend on which bank provides your banking services for your Chime Spending Account.

How to find your Chime Routing Number

  • Log in to your Chime Account via the Chime mobile app or at
  • Go to the Move Money section of your Chime Account and select Direct Deposit.
  • The name of bank that provides banking services for your Chime Spending Account, along with the Routing Number and Spending Account Number will be visible on the Direct Deposit screen.
Bank Routing Number

What is a Routing Number?

A Routing Number is a nine-digit number that used to identify a bank or financial institution when clearing funds for electronic transfers or processing checks in the United States.

When do you need a routing number?


Check out our FAQ

Chime is a full-featured deposit account. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.

Chime gives you:

  • A Chime Visa® Debit Card
  • An FDIC-insured deposit account that can be managed entirely from your smartphone
  • An optional Savings Account that helps you save money without thinking about it

Chime bank accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partners, The Bancorp Bank or Stride Bank, N.A., Members FDIC.

To set up direct deposit, you must provide your Chime routing number and account number to your payroll or benefits provider. You can get this information using the Chime mobile app or the website:

In the Chime mobile app:

Chime Bank Direct Deposit Time

  1. Tap Move Money to see your Chime routing number and account number so that you can give this information to your payroll or benefits provider.
  2. Optionally, from Move Money, tap Direct Deposit > Email me a pre-filled direct deposit form to send the completed form to yourself.

You can either print the form to give to your provider or forward it to them by email.

On the Chime website:

  1. Click Move Money to see your Chime routing number and account number to give to your payroll or benefits provider.
  2. Optionally, click Print or Download to get a completed direct deposit form.

You can give the printed form to your provider or attach it in an email to send to them.

Use the bonuses to play slots for fun or to win real money. Depending on the site, you can activate free spins on signup with no deposit needed. Just make sure you read the terms and conditions before you do. Get access to more than 1,000 free spins in bonuses and play the best online slot games for free or to win real money. Win FREE MONEY in 3 seconds. The easiest way to win FREE MONEY online. We give away HALF of our income in prizes. Win FREE MONEY with MoneyCroc! You’ve just discovered Reelzone, the only place online where you can slot games you find on casinos, for absolutely free AND win real money while doing so. Play a slot game for free in one of our. How to win money online for free The Cash App Machine will allow you to win up to $500. No tricks, completely for free. This wouldn't be possible without our sponsors and we would like to thank them! This is a limited campaign. What are you waiting for?

NOTE: If you need to provide the address of the bank to your payroll or benefits provider, give them the name and address of Chime’s FDIC-insured partner banks that hold your deposits:

The Bancorp Bank
6100 S Old Village Pl
Sioux Falls, SD 57108

Stride Bank N.A
324 W Broadway Ave
Enid, OK 73701

Why is my routing number different than my family member or friend’s routing number?

Chime partners with two banks, The Bancorp Bank and Stride Bank, to support your account and create an improved member experience. Your Chime account is specifically tied to one of these banks. There is no difference in features, benefits, or member experience between the two banks. You must use the routing number displayed in your app; doing so will ensure your funds are correctly directed to your Chime Spending Account.

Chime is a technology company that is in the business of providing access to banking services. While Chime provides the digital experience to access your funds, your bank account is backed by one of two partner banks, The Bancorp Bank and Stride Bank, N.A. Your Chime Spending Account is insured up to the standard maximum deposit insurance amount of $250,000 through our partners, The Bancorp Bank or Stride Bank, N.A., Members FDIC.

A popular way to receive your paycheck today is by direct deposit.

With direct deposit, you don’t have to take a physical check to a brick-and-mortar bank. You don’t even have to take a picture of the check to deposit it via your smartphone into your bank account. Instead, you can cut out these extra steps and have your money directly deposited into your bank account on payday with no hidden fees.

Direct deposit is basically an electronic payment from one bank to another. The best part is that most employers offer direct deposit as a payment option and it’s simple to set up.

Read on to become more familiar with how direct deposit works.

When you are set up for direct deposit with your employer, the funds for your pay will simply be transferred from your employer’s bank account to your bank account. To transfer the funds, banks use the Automated Clearing House (ACH) network to coordinate these payments among financial institutions.

You’ll still have access to your paycheck stub so that you can review your timesheet, see the amount of taxes taken out, view your vacation time, and so on.

Direct deposit is not just limited to your paycheck. You can set up direct deposit for your tax refund, social security or disability income, and other types of payments that you may receive.

When you start a new job, your employer may ask you if you want to set up direct deposit, or you can simply ask how to start this easy process.

If direct deposit sounds like something you’d be interested in, here are some key steps you’ll need to follow in order to get everything set up. Remember, most employers and even many government agencies offer direct deposit so this is a totally secure and convenient way to get paid.

1. Get a direct deposit form from your employer

Start by asking your employer for a direct deposit form. This is a crucial step since you can’t continue without this. The direct deposit form is a document that authorizes your employer to send money to your bank account using an ABA routing number and a bank account number.

2. Provide your personal bank account information

To complete the form, you will need to add information like:

  • Your bank account name and address
  • Bank account number
  • Routing number
  • Type of account (checking or savings)
  • Name(s) of the account holder

You can find most of this information on a voided check, your bank account statement, or via your mobile bank account app.

4. Decide how much money you want to be deposited into your bank account

Next, be sure to determine how much money you want to be deposited into your bank account.

While some people opt to have their entire paycheck deposited into their checking account, a cool feature with direct deposit is that you can split up the payment between your checking and savings accounts.

For example, you may want your employer to deposit 10% of your income to your savings account and the remaining 90% into your checking account.

Chime’s automatic savings feature, for example, makes it easy for you to do this so you don’t have to think about saving money. This way you can set aside a portion of your income automatically and budget the rest of your paycheck for other expenses.

Another option you may want to consider is splitting up your direct deposit amount between your checking account and your partner’s checking account. If you combine expenses with your spouse or live on one income, this may be a convenient way to disperse your paycheck.

5. Include a voided check or deposit slip with your direct deposit form

You may also be asked to provide a voided check when you turn in your direct deposit form. A voided check is a check that has the word ‘VOID’ written across the front. This indicates that the check can’t be accepted for payment, but can be used to gather important bank account details and information.

And, even though you’re already providing this information on the direct deposit form, it’s still a great idea to verify everything with a voided check to ensure that your paycheck gets deposited into the correct account.


6. Submit your direct deposit form to your employer & monitor your bank account

Check to make sure that the information on your direct deposit form is accurate before you turn it in. Your employer or the HR department should let you know how long it will take to process your information and set up your direct deposit.

You may have to wait one or two pay periods, but keep your eye on your bank account around payday so you’ll know when the direct deposit kicks in.

Wondering how you can find your Chime Routing Number? 👀

Chime Bank Direct Deposit Time Clock

If you’re still wondering whether you should sign up for direct deposit at your job, here are some key benefits you should consider when you make the switch.

  • You’ll save time: Having direct deposit means your money goes directly into your account. This means you don’t have to spend time going to a bank or check cashing service after work to cash your check.
  • You’ll save money: Sometimes, if you don’t cash a check at your traditional bank, you’ll get charged a fee. Currency exchanges often charge fees that increase with the amount of your check. And, some big banks may not cash your check if you don’t have an account there, or they may even charge you a fee. Direct deposit makes it easy to avoid these unnecessary charges and get your paycheck delivered directly to your account.
  • You can get paid early¹: Another great benefit you should consider is the fact that you can actually get paid earlier. Chime’s Get Paid Early feature allows you to get your paycheck up to 2 days earlier¹ with direct deposit.

Setting up direct deposit is easy, free, and will likely be a more convenient way for you to get paid.

Don’t procrastinate because this can end up costing you more money and time in the long-run. Instead, take action today and improve your financial future.

What Time Does Direct Deposit Hit Chime

Already banking through Chime? Learn how to set up direct deposit with Chime.

Comments are closed.