Any money you use is provided as a standard loan from your bank, so you’ll pay interest on the amount you borrow. However, overdraft lines of credit are often less expensive than standard overdraft protection programs, which may charge around $35 for each rejected transaction that hits your account. A Money Line or straight up wager is a bet on the outright winner of the game or event, without any point spread odds. A Money Line better doesn't have to worry about a team winning or losing by a certain number of points.
A scam is a term used to describe any fraudulent business or scheme that takes money or other goods from an unsuspecting person. With the world becoming more connected thanks to the Internet, online scams have increased, and it's often up to you to help stay cautious with people on the Internet.
The money line determines the amount of money laid and the amount of money won when wagering on either the favorite or the underdog. The highest negative money line determines the favorite team, and the lowest negative money line and all positive money lines determine the underdog. Unlike point spreads, which are concerned with who wins and by how much, a moneyline is solely dependent upon who wins. Moneylines are used most commonly in low-scoring games like baseball or hockey, but they may also be used in boxing and other sports. How to Read a Moneyline. . T&C’s apply, 18+. The Difference between Moneylines and Point Spread. In most cases, you want to use a money line bet on a sports game or match where only two outcomes are possible, such as a basketball game, where you will have to choose which one of the two teams will win the game. When it comes to a point spread, you are interested in which team wins and by how much.Tip
A person who does a scam is referred to as a scammer.
Types of computer and Internet-related scams
There are thousands of types of scams today, but most boil down to stealing money, property, or information. Below is an overview of common scams.
Receiving an e-mail from someone pretending to be your bank indicating you are overdrawn or made a purchase you didn't make and asking you to log in and verify the information. However, the link in the e-mail points to a fake site that logs your username and password information. See our phishing page for further information, real examples, and related links.
Someone selling something on an online auction site, such as eBay that appears to be something it really isn't. For example, someone may claim to be selling tickets for an upcoming concert that are not official and would not work. Software piracy is also rampant on all auction sites.
A dark pattern is a user interface feature designed to trick users into doing something more beneficial to the company than the user or customer. See our dark pattern page for further information about this tactic.
A person claiming they have a child or know someone with an illness and need financial assistance. Although these claims can be real, many people create fake accounts on donation sites to scam people out of money.
Someone sends an e-mail claiming to work for a company that found something wrong with you or your company and is threatening legal action unless you pay. Often these scams can be quickly identified because they're asking for Bitcoin as the form of payment.
A person who creates a fake online profile to deceive someone. For example, a woman could create a fake profile on an online dating website, create a relationship with one or more people and then create a fake scenario that asks others for money. See the catfish definition for further information and related links. See our catfish page for further information.
Cold call scam
Someone claiming to be from technical support from a computer company like Dell, saying they have received information telling them your computer is infected with a virus or hacked. They offer to remotely connect to your computer and fix the problem. Additional information about this type of scam is found on the following page.
419 or the Nigeria scam gives the impression you can gain a large amount of money and only requires bank information to deposit the money into your account. In reality, the bank information is used against the person, or the deposits are kept with no reward. See the 419 page for additional information.
Usually harmless, this scam spreads through e-mail and tells people to forward the e-mail to all their friends to get money back from someone such as Bill Gates. See the chain mail definition for additional information and examples.
Online survey scams
Online survey scams are survey sites that say they offer money or gift vouchers to participants. See our online survey scam definition for further information.
Computer crime, Hoax, Security terms, Spam
Everyone makes moneyline bets without even knowing it. Even non-gamblers make moneyline bets. Betting the moneyline for a game is possibly the most simple way to wager on sports. Bettors just choose a player or team to win. If the bettor chooses the winning side, the sportsbook will pay the amount due. It’s really that simple.
There’s no point spread with a moneyline bet. Bettors are just picking the winning side. While placing a wager is simple, trying to understand how the moneyline pays might be a bit complicated. Both sides of each moneyline wager are paid on a different schedule and that could make this kind of bet confusing.
The favorite team or player on the moneyline is the team that’s expected to win. This side of the bet usually listed with a minus (-) sign. The underdog team or player on the moneyline is the team that’s expected to lose. This side of the moneyline is usually listed with a plus (+) sign. These signs signify how either side of the wager will pay. The minus side will pay less than original wager while the plus side will pay more than the original wager.
Example of a moneyline wager
Low scoring sports like baseball, soccer, and hockey are usually bet on using a moneyline. But they are also popular in football. The best way to explain how moneyline bets are paid is with an actual example. Let’s use this past Super Bowl between the Tampa Bay Buccaneers and Kansas City Chiefs as an example.
The easiest way to understand moneyline wagers is by using a $100 bet. Using the above example, the moneyline on the underdog Buccaneers was +136. At +136 odds, a $100 wager would pay $136 in profit if the Buccaneers won the game (for a total payout of $236). Bettors often like picking underdogs because they are usually “plus” money. This side of the moneyline bet pays out more money per unit than a wager on the favorite.
In this example, the moneyline on the favorite Chiefs was -156. At -156 odds, a bettor would need to wager $156 to win $100. Since the favorite is considered the team with the better chance to win, a winning wager will usually pay out less than the original amount wagered.
Looking deeper into moneyline wagers
The two sides of each moneyline wager are essentially the opposite of each other. When wagering on the favorite it’s easiest to work from the dollar amount that will return a win of $100. When wagering on an underdog it’s easiest to understand how the moneyline pays based on how much a $100 wager will pay.
Understanding how a moneyline wager pays isn’t simple but it’s not very complicated. That said, it might take running through a few examples before fully grasping the payouts. Moneylines for football and basketball games are often tied to the point spread. When a game has a large point spread it usually has a large moneyline. Both are separate bets but are shown together in a sports wagering app screen and in a brick and mortar sportsbook.
As seen above, lines and odds may be different at various sportsbooks so consider this just an example of point spread line and a moneyline.
What Does Betting The Moneyline In Baseball Mean
What Does Money Line Mean In Basketball
Moneyline parlays are growing in popularity. A parlay is a single wager that is comprised of multiple results. The payout for a parlay is greater than an individual wager on each player or game. Underdog moneyline parlays are becoming popular because the payouts can be very large. Moneyline parlays are becoming popular because of the perceived ease of choosing multiple favorites to win. Choosing one winner is difficult and multiple winners at the same time is even more difficult.